I can’t believe that I’m back in Denver – for me – the BIG city, after leaving 21 years ago. I left mostly because of the hustle, bustle, noise, crime and oh ya, traffic. But, here I am and it’s all good…….. IF I don’t have to travel in rush hour traffic and these days in Denver, that means over lunch time too.
Last night, I left my friend’s house, who lives in southwest Denver, at 5:15 p.m. It took me 75 minutes to get home. I live in southeast Denver. Geez. I will NEVER do that again! OK, so I get to choose what time I travel on these heavy roadways and I wouldn’t and couldn’t live here if it were any other way.
Being self employed is marvelous! But, time management is still imperative and still a challenge for me. Sometimes, I find myself hanging out on Facebook or getting caught up with doing laundry or just enjoying a much too long walk with doggies…. oh, Time,,,,, it can run away with me.
So, you’re buying a home and you get your Truth In Lending statement from your lender. AND, OMG!!!! You see the amount of interest you’re going to be paying over the 30 years or life of the loan. Yes, it’s like 3 times the amount of the house! CRAZY isn’t it?!? I don’t want to pay more for my home than I absolutely have to!
TIME. Precious precious time. When looking into a home loan or any loan for that matter, it’s wiser to work with a higher interest rate and less time than the other way around. So I would say don’t drag your purchase out any further than need be. BUT, sometimes, in order to get the deal done, we need to sign on that dotted line indicating we’re going to pay a bunch in interest.
This information may not be new to you or very exciting, but, let me share with you….. I have a secret. Well, it’s not really a secret but information that the majority of people don’t know. It’s honest, ethical and actually very legal.
If you’d like to learn how to shave off a lot of time from getting your bills paid IN FULL – including your mortgage(s), I have a free almost hour long webinar that you can watch to get good time saving, interest saving methods to help you put a lot of your hard earned money in your OWN pocket and become DEBT FREE in record TIME. Then, let’s talk “Retirement” and what that can look like.
So, grab some popcorn and watch this FREE webinar (it’s almost an hour) when convenient and take notes. Fill out the feedback form, come back here and let me answer your questions. And, there’s goodies to be had!