The blooms are shriveling and the last of the garden has been picked. The trees have almost lost their leaves, the trick-or-treaters are counting their candy and it’s time to start that Thanksgiving shopping list. Here you are in the last quarter of 2016, facing the quickly approaching holidays. Has 2016 been all you hoped it would be? Did you do that one thing last summer that you’ve been planning to do for years? If not – why not? Today could be the best day, the best time of your life.
My son has a friend Adam who hasn’t been on a vacation in 10 years. He’s been working, busy supporting and raising a family and now turning 40 thinks of these things once in awhile. But, he’s never had the money to take a family vacation – there’s always something else that comes up. Well, we know that one, don’t we?
So, Adam got a new credit card in the mail and decided to just do! He’s not a great fan of credit cards but because he has such a hard time saving money for what was always considered “frivolous” things (ie. a vacation). But he did it! He went on a long dreamed about family vacation to Disneyland. His 9 year old son and 5 year old had the times of their lives and Adam and his wife came back home with a happy and satisfied heart. He came back and informed my son – “Totally well worth it! Even if I have to pay back with some interest.” He plans on now chipping away at the credit card, but he did get his family vacation. Moral of this story…
Sometimes you just need to be brave, bold and courageous! In other words, step out of the boat. In Adams case, take that long awaited for vacation with the family, even it means paying some interest.
Do you dance to your own beat and do things your way? Do you do them when YOU want to do them? Or do you look to the societal way, what the “norm” is in timing certain life events – even some simple ones and well known ones such as retiring? Is this best time to think about retirement? Is this best time to think about implementing something?
I was an early bloomer. I looked beyond my years when I was young, passing for 18 when I was only 14, marrying and having a child very early, buying my first home at a younger age, owning a business and quite a few years later, being a grandma at 38. I thought I had my life all planned out, even my retirement which was to be at age 55.
Then, life happened, it’s not usually easy. Lord knows I had many setbacks. A car accident here, a divorce there, a business gone bad, change in occupation, teenage son problems and so on and so forth. But, I always kept my eye on the prize. How about you? What’s your prize?
- A family vacation
- Your first home
- A husband or a child
- A successful home business
- Paying off debt or supplementing your income
- Retiring with peace of mind
No matter what, you will inevitably have to get out the boat and walk on the water. Take that one road less traveled, take a risk, have faith, move your feet, make that financial investment. And, whatever you risk when you take that leap of faith, rest assured, the wind will probably pick up and make waves at least once and you’ll take your eye off that prize. You’ll have to. You’ll move in a different direction, get back in the boat for awhile, regroup, revamp. BUT, no matter what your prize is and no matter what your wind is or has been, no matter how old you are or how much the last 10 years set you back, it doesn’t matter.
Who’s Schedule Are You On Anyway?
The schedule you choose, no matter what winds blow you away from your original path, is yours! Things happen, life happens and they happen on YOUR schedule. That’s it.
Timing means a lot in many situations. But, when it is all said and done, it really doesn’t matter if we did life or things according to the popular or politically correct timeline or our own. What will matter is that you tried, that you lived your life. And, as mom would say… It is what it is.
Have you been keeping your eye on the prize, getting out of your boat and attempting to walk on water, make things happen? Have you had some setbacks due to the wind coming up and shifting the waves of your life? Have you put something on the back burner (your prize) for awhile, having to regroup, reflect an work a little harder? Well, I applaud you for hanging in there. I mean, it’s your life, things will happen in YOUR time, on your schedule.
Perhaps This is the Best Time Of Your Life to Be Courageous, be Bold. Be a Late Bloomer.
If you’re like so many, a baby boomer, a late bloomer, not ready for retirement or even know where to begin. Is this your ultimate prize? To be comfortable in your golden years? Do you feel as though it will be impossible? Then, take a little leap and reach out to me. I’ll help you with some financial guidance and suggestions. Taking that step won’t be painful. It’s me, Diane, the early bloomer. I have many resources and much experience. I’ve been in the space of helping people like you for many years. I will listen to your needs and if I can’t help you, I’ll tell you lickety split just that. But, chances are, I can at the very least give you some hope and direction. Allow me to be of service.